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Homebuyer Education
Are you thinking of buying a home?  Homebuyer education is often a requirement for first time home buyer mortgage products.  In addition, homebuyer education will prepare you for homeownership, guide you through all the steps of the home buying process and provide valuable tools once you own a home:

SHCDC is a nonprofit, community-based, organization that promotes economic empowerment and community building.  SHCDC provides services and resources relation to affordable rental and ownership housing.  Click here for the current flyer.

Community Teamwork, Inc. provides information that helps consumers make informed decisions about their housing situation.  In addition to homebuyer counseling, Community Teamwork, Inc. offers Foreclosure Prevention Counseling and Fair Housing resources.
Contact: Marion Gerardi, (978) 459-0551, Ext. 296

CHAPA's mission is to encourage the production and preservation of housing that is affordable to low-income families and individuals. As part of its services, CHAPA maintains a listing of Housing Counseling Agencies and upcoming Housing Counseling Workshops.

MassHousing offers a variety of homeownership programs designed to make homeownership affordable to families with modest incomes.

Fannie Mae provides financial products and services that make it possible for low-, moderate-, and middle-income families to become homeowners.  Fannie Mae expands homeownership opportunities by joining with lenders and community partners to create products and technologies to reach underserved communities so that more people can own their own homes.

Freddie Mac offers an online tutorial can help you look at your current situation and determine if you are you ready for homeownership.  This web page is available in English and Spanish.

Financial literacy and good credit is a key component to achieving homeownership.  Freddie Mac offers this online self-tutorial to help you build a sound financial future.  This web page is available in English and Spanish.

Don’t Borrow Trouble is a nationwide campaign to help borrowers protect themselves from predatory lending practices and to assist victims of predatory lending.  This web page is available in English and Spanish.

The U.S. Department of Housing and Urban Development (HUD) website has a step by step guide to buying a home, as well as other useful information.


Salem City Hall 93 Washington Street, Salem, MA 01970
Phone: 978-745-9595
   City Hall Hours of Operation: Monday, Tuesday & Wednesday 8AM - 4PM Thursday 8AM - 7PM Friday 8AM - 12PM