Skip Navigation
This table is used for column layout.
Welcome to the City of Salem, Massachusetts
Spacer
Photo of Salem
Spacer
Link to Home
Link to Residents
Link to Businesses
Link to Visitors
Spacer
Office of the Mayor
City Council
City Departments
Boards and Commissions
Legal Notices
Business and Economic Development
Destination, Culture, Activities and Events
Mapping and GIS
Forms and Documents
Pay Your Bills Online
E-Mail Subscriber
Site Map
Spacer
Search Our Site
Spacer
CodeRed
Click here for more information
Spacer
Browse Aloud
Spacer

Spacer
Great Neighborhoods Logo
Green Community
Spacer
Preserve America
E-Gov Information
Click for Salem, Massachusetts Forecast
Spacer
Get Adobe Acrobat
Spacer

Spacer
 
Housing Programs
The City of Salem offers a number of services to address the community’s housing needs, including rehabilitating our current housing stock, developing new housing opportunities, assisting families to acquire housing and enabling struggling families to remain in their homes.

First Time Homebuyer Down Payment Assistance Loan Programs
Downpayment assistance is available for low- and moderate-income first-time homebuyers through the City of Salem's First-Time Homebuyer Downpayment Assistance Loan Program (FTHB). The FTHB Program requires matching funds and can be used for properties in the City of Salem only. Homebuyers must meet eligibility requirements.

        FTHB Program Guidelines
        Application
        Application Checklist

Housing Rehabilitation Loan Programs

Owner Occupied Loan Program
Housing rehabilitation assistance is available to low- and moderate-income homeowners for 1-4 unit homes.


Investor Owned (Landlord) Loan Program
Housing Rehab assistance is available to landlords with low- and moderate-income tenants in 1-7 unit properties.  


There is currently a waiting list to undertake housing rehabilitation projects.  To start the process and get placed on the waiting list, please fill out and submit the Loan Program Pre-Qualification Form.  


If you intend to improve tenant units in your owner-occupied property, the following are also applicable:


Get the Lead Out Loan Program
The City acts as a Local Rehabilitation Agency for MassHousing’s Get the Lead Out Program to undertake lead paint abatement in pre-1978 homes with a lead poisoned child aged 6 or under.  Please contact DPCD if you are interested in further information.  

Foreclosure Prevention, Predatory Lending and Legal Resources
Click here for a list of resources on foreclosure prevention, predatory lending and legal resources.

Fair Housing and Housing Discrimination
Click here for information on Fair Housing and what to do if you think you have been discriminated against.

Additional Resources
In addition to the resources offered by the City, there are a number of other state, federal and private programs available to help you address your housing needs:

Click here for the Mass Access Housing Registry, a free online program that matches people with disabilities with accessible housing in the community.  

Are you a contracting firm that is interested in bidding on any of our housing rehabilitation projects?
Please review the following information for contractors to see if your firm qualifies:

        Contractor Brochure
        Contractor Application


For more information on housing programs, contact Naomi Francisco at 978-745-9595, Ext. 5685 or nfrancisco@salem.com   

To contact the Salem Housing Authority for information on subsidized housing, please click here.  

Return to DPCD.


 
Salem City Hall 93 Washington Street, Salem, MA 01970
Phone: 978-745-9595
   City Hall Hours of Operation: Monday, Tuesday & Wednesday 8AM - 4PM Thursday 8AM - 7PM Friday 8AM - 12PM
Virtual Towns & Schools Website