Salem Together Assistance & Recovery Toolkit

Support for Salem residents and businesses.

On April 24, 2020, Salem Mayor Kim Driscoll announced the availability of the Salem Together Assistance and Recovery Toolkit (START) for residents and small businesses impacted by the COVID-19 outbreak. Mortgage deferrals are available for Salem homeowners and START grants are available to support income-eligible residential renters and microenterprises during the current crisis. Funding for the grant programs has been provided from a variety of sources, including regular City funds, CDBG and HOME funds, and federal CARES funding. Both grant programs will be remain in place for as long as funding is available.

mortgage deferral

Working with a number of banks in Salem, the City has compiled a list of offerings for homeowners in need of assistance. Primarily, the assistance enables homeowners impacted by COVID-19 an option to defer at least three months of mortgage payments during this crisis. Deferred payment amounts are added to the conclusion of the mortgage and spread out over the same timeframe. No late fees will be charged and deferrals are not reported to credited agencies. To receive a deferral, homeowners should contact their bank or lender directly. Not all banks are offering this option. Not all banks are offering this option. At this point participating banks include Salem Five, Eastern BankCentury Bank, and Bank of America.

rental assistance

The rental assistance program is available for Salem residential renters who have had a demonstrated gap in their income due to the COVID-19 pandemic and are at risk of losing their housing. The program provides $500 per household for two months (maximum $1,000), in a payment made directly to the landlord. The program is administered by North Shore Community Action Programs. To complete an application, please click here: En espanol:

small biz grants

Microenterprise and small business relief grants are available up to $10,000 to be used to offset the negative business impacts of the COVID-19 pandemic. The program is open to for-profit Salem businesses with a brick and mortar location. Funding can be used to offset payroll costs, rent and mortgage payments, utilities, and loss of inventory due to mandatory closures. The program provides short-term working capital assistance to support businesses and retain jobs during the severe economic interruption caused by the COVID-19 pandemic. For more information, to review the eligibility criteria, and to fill out an application, please go to this program is focused on supporting Salem’s microenterprises and small businesses, the City continues to work on developing programs to provide support for other size businesses, as well.

La informacion en esta pagina estara disponible en español el Lunes 27 de abril.

In the provision of our services, the City of Salem does not discriminate on the basis of immigration status, race, color, ethnicity, national origin, gender or gender identity, age, religion, marital status, familial status, sexual orientation, ancestry, public assistance, veteran history/military status, genetic information or disability.